Fee Schedule
Complete Fee Breakdown
| Type | Rate | Fixed | On $100 | You Keep |
|---|---|---|---|---|
| Goods & Services | 3.49% | $0.49 | $3.98 | $96.02 |
| Invoice | 3.49% | $0.49 | $3.98 | $96.02 |
| QR Code (in-person) | 1.90% | $0.10 | $2.00 | $98.00 |
| Friends & Family | 0% | $0.00 | $0.00 | $100.00 |
| International | 4.99% | $0.49 | $5.48 | $94.52 |
| Nonprofit / Charity | 1.99% | $0.49 | $2.48 | $97.52 |
Compare
How it compares on a $100 sale
PayPal QR
$98.00
Fee: $2.00
Cash App
$97.25
Fee: $2.75
Square
$97.30
Fee: $2.70
Stripe
$96.80
Fee: $3.20
PayPal G&S
$96.02
Fee: $3.98
Etsy
$89.88
Fee: $10.12
eBay
$86.45
Fee: $13.55
FAQ
Frequently Asked Questions
For Goods & Services: 3.49% × $100 + $0.49 = $3.98 fee. You receive $96.02. With QR Code in-person: fee is $2.00, you receive $98.00.
Yes — build the fee into your price. Formula: Charge = (Amount wanted + $0.49) ÷ (1 − 0.0349). Our calculator computes this automatically.
No changes in 2026. The current 3.49% + $0.49 rate has been in effect since the 2023 update (previously 2.9% + $0.30).
QR Code at 1.9% + $0.10 for in-person sales. For online, the standard 3.49% + $0.49 applies.
PayPal returns the percentage portion but retains the $0.49 fixed fee on full refunds.