Fee Schedule
Complete Fee Breakdown
| Method | Rate | Fixed | On $100 | You Keep |
|---|---|---|---|---|
| Link (native checkout) | 2.5% | $0.10 | $2.60 | $97.40 |
| In-person (tap/chip) | 2.7% | $0.05 | $2.75 | $97.25 |
| Online card (standard) | 2.9% | $0.30 | $3.20 | $96.80 |
| Amex card | 3.5% | $0.30 | $3.80 | $96.20 |
| International card | 4.4% | $0.30 | $4.70 | $95.30 |
| Currency conversion | +1.5% | — | +$1.50 | — |
Compare
How it compares on a $100 sale
Stripe Link
$97.40
Fee: $2.60
In-person
$97.25
Fee: $2.75
Square
$97.30
Fee: $2.70
Stripe Online
$96.80
Fee: $3.20
PayPal G&S
$96.02
Fee: $3.98
Etsy
$89.88
Fee: $10.12
FAQ
Frequently Asked Questions
Yes. On $100: Stripe $3.20 vs PayPal $3.98 — saving $0.78. At $10,000/month that's $78/month or $936/year saved.
No. Pure pay-per-transaction, no setup or monthly fees.
Yes — US accounts get the full fee returned on refunds since 2024.
Stripe's accelerated checkout at 2.5% + $0.10 — cheaper than standard and faster for returning customers.
Yes, 46+ countries. International cards add 1.5%, currency conversion adds another 1.5%.