Fee Schedule
Complete Fee Breakdown
| Payment Type | Rate | Fixed | On $100 | You Keep |
|---|---|---|---|---|
| In-person (tap/chip/swipe) | 2.6% | $0.10 | $2.70 | $97.30 |
| Online / eCommerce | 2.9% | $0.30 | $3.20 | $96.80 |
| Invoice | 3.3% | $0.30 | $3.60 | $96.40 |
| Manual card entry | 3.5% | $0.15 | $3.65 | $96.35 |
Compare
How it compares on a $100 sale
Square In-Person
$97.30
Fee: $2.70
Square Online
$96.80
Fee: $3.20
Stripe Online
$96.80
Fee: $3.20
Square Invoice
$96.40
Fee: $3.60
PayPal G&S
$96.02
Fee: $3.98
FAQ
Frequently Asked Questions
2.6% + $0.10 per tap, chip, or swipe transaction. On $100 you receive $97.30.
Square's standard plan is free. Square Plus is $29/month with lower invoice rates. Square for Restaurants and Retail have their own pricing.
Very similar online (both 2.9% + $0.30). In-person, Square (2.6% + $0.10) is slightly cheaper than Stripe (2.7% + $0.05) for most amounts.
Square is available in the US, Canada, UK, Australia, Japan, France, Spain, and Ireland. Not as widely available as Stripe.
Yes — you can accept online payments (2.9% + $0.30), send invoices (3.3% + $0.30), and manually enter cards (3.5% + $0.15) without a physical reader.
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